Yes Bank has reported a net profit of ₹129 crore in July-September period as against a loss of ₹600 crore in the same period last year. The bank's net interest income declined 9.7% to ₹1,973 crore in the second quarter from ₹2,186 crore in the year-ago period. Gross bad loans rose to 16.9% of gross advances from previous year's 7.4%.